Archive for the ‘First Time Home Buyer Credit Scores’ Category

Temecula First Time Home Buyers- There’s a new sheriff in town!

Monday, August 23rd, 2010

First time home buyers in Temecula, Murrieta and other parts of Southwest Riverside County have an abundance of choices when it comes to fast food dining, particularly hamburgers.

For years the first choice for most residents of Temecula and Murrieta, and for most of Southern California has been the iconic In-N-Out Burger chain. In-N-Out has thrived in Southern California on a simple premise of fresh, never frozen burgers and french fries.

The new burger sheriff in Temecula

Well in this year’s Zagat poll for best burger in Southern California In-N-Out was upset by the new sheriff in town, 5 Guys Burgers and Fries. The Virginia based company has more than 500 outlets and recently opened their first restaurant in Temecula. It’s located on the southwest corner of Margarita and Winchester, next to the pool supply store.

After reading a column in the Californian by John Hunneman, I couldn’t wait to try the 5 Guys so my wife and I went there today around 1:30 and the restaurant was packed.

It’s red and white theme reminded me of a cross between In-N-Out and Fuddruckers. Unlike In-N-Out there’s no drive thru, but that’s the only area where 5 Guys falls short. Even as busy as the restaurant was, their assembly line moved things quickly and we had our food within 10 minutes.

I ordered a regular bacon cheeseburger, with lettuce, pickles, grilled onions and barbeque sauce (all the toppings are free). Their regular burger comes with two patties and felt like more than twice the size of my usual In-N-Out “double double”. I could taste the freshness of the meat and the toppings and everything is prepared with no trans fat.

The french fries, like In-N-Out are also fresh and the regular size was more than this fry lover could handle, even with a little help from my wife.

As much as this In-N-Out junkie hates to admit it, 5 Guys is the new king of burgers for me (no pun intended).

My heart surgeon only allows a minimal number of burger splurges, and I’m definitely glad I used this one on 5 Guys Burgers and Fries.

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5 things Temecula First Time Home Buyers probably didn’t know could affect their credit score.

Wednesday, April 7th, 2010

First time home buyers in Temecula, Murrieta, and other portions of Riverside and San Diego County are discovering how important a good credit score is to their ability to get a first time home loan.

In case you haven’t heard, we’ve had a little bit of a “housing crisis” over the last three years and as a result first time homebuyer lenders have increased their scrutiny of loan applications.

Did you know that your first time homebuyer lender will probably run your credit at least twice during the loan process? And when the new guidelines from Fannie Mae take effect, they will be required to run your credit prior to funding your first time home loan. So the keyword when it comes to your credit score is: DILIGENCE! (more…)

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5 New Rules for Temecula First Time Home Buyers

Tuesday, April 6th, 2010

If you’re a first time home buyer in Temecula, Murrieta and other portions of Riverside and San Diego County you’ve probably noticed that the real estate market has changed.

Temecula Real Estate Market

Because you’re on the buying side, the news is generally all good. Home prices in the Temecula Real Estate market have dropped 50% or more from the highs in 2006.This means that your first home is more affordable than any time in recent history.

For more information on local housing trends:TemeculaSan Diego

Menifee

Winchester

Regardless of where your first time home will be, it’s important to go in with your eyes wide open and with realistic expectations.

According to CBS Money Watch there are new rules that first time home buyers need to follow to save yourself time and money.CBSMoneyWatch.com

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