Archive for the ‘First Time Home Buyer Credit Scores’ Category

Temecula First Time Home Buyers – beware of the sneaky credit card tricks!

Wednesday, February 17th, 2010

The CARD Act, scheduled to go into effect on February 22 could have a significant impact on first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside and San Diego County.

Maintaining your credit score is critical if you are a first time homebuyer and slight changes by your credit card company could affect your credit score even if you always pay on time OR in some cases if you don’t even use the card.

10 Credit Myths that can affect your credit score

The banks in an attempt to get around the requirements of the CARD Act have come up with some sneaky ways to evade the restrictions of the new law. (more…)

  • Share/Bookmark

Stop Foreclosure Temecula – Should I walk away from my house?

Tuesday, February 16th, 2010

Homeowners facing foreclosure in Temecula, Murrieta and other parts of Southwest Riverside and San Diego County are facing the tough choice of keeping their house or just walking away and getting out from under the debt that may be strangling them personally and financially.

I wish there was an easy answer, but truth be told each distressed homeowner has to look deep and make the decision based on what is best for their family. The real world says that sometimes the financial considerations far outweigh the moral obligation to pay something you’ve agreed to pay.

Here’s how one homeowner made her decision:

For more information on how to avoid loan modification and foreclosure scams, email us for a copy of the FDIC booklets. For more valuable homeowner information, subscribe to the blog. To save or share with a friend, click on the button below.

  • Share/Bookmark

Temecula First Time Home Buyers-When is the right time to buy?

Monday, February 15th, 2010

First time home buyers in Temecula, Murrieta and other cities in Southwest Riverside County, as well as those in North County San Diego are inundated with offers of “NOW IS THE TIME TO BUY!” .

But is it really?

There’s are lots of good reasons to buy, for instance in 75 days (from February 15) the $8000 First Time Home Buyer Tax Credit will have gone the way of “pong and lincoln logs”.

Read More

First Time Home Buyers in Riverside County and First Time Home Buyers in San Diego County will still have their own special tax credit.

Riverside County

San Diego County (more…)

  • Share/Bookmark