The CARD Act, scheduled to go into effect on February 22 could have a significant impact on first time home buyers in Temecula, Murrieta and other parts of Southwest Riverside and San Diego County.
Maintaining your credit score is critical if you are a first time homebuyer and slight changes by your credit card company could affect your credit score even if you always pay on time OR in some cases if you don’t even use the card.
10 Credit Myths that can affect your credit score
The banks in an attempt to get around the requirements of the CARD Act have come up with some sneaky ways to evade the restrictions of the new law. (more…)


